Does Paying a Collection Improve My Credit Score?
Paying a collection can help your score, but how much depends on the scoring model. Learn what changes, what stays, and your rights before you pay.
Credit Repair
Credit Repair
What repair companies can and cannot do.
Credit Repair
Five Credit Repair Myths That Waste Your Money and Time
Five common credit repair beliefs, tested against what federal regulators actually say, so you can spot the tactics that cost money or break the rules.
Credit Repair
Mistakes to Avoid When Hiring a Credit Repair Company
The traps to watch for when paying a credit repair company, from illegal upfront fees to blanket disputes, and the rights federal law gives you.
Credit Repair
What to Do If a Credit Repair Company Breaks the Rules
Charged upfront fees or promised results a credit repair company could not deliver? Steps to document, cancel, request a refund and report the company.
Credit Repair
A First-Timer’s Guide to DIY Credit Repair
A step-by-step guide to repairing your credit yourself, from free weekly reports and federal dispute rights to habits that rebuild a score over time.